You will require umbrella insurance if your home or auto insurance policies do not cover a claim in its entirety. Libel, defamation, and false imprisonment are only a few of the types of liability claims covered by this policy. If you own rental property, umbrella insurance can provide additional liability protection beyond the limits of your renter’s insurance policy. This will cover not only the insured, but also their immediate and extended families.
However, the coverage provided by your umbrella policy will depend on how you configure it. In most circumstances, umbrella insurance protects you against:

The following things covers

• Harm to another person’s property that your pet causes.
• Damage to another person’s property that you cause in a car accident.
• Damage to another person’s property that a guest cause.
• Harm to another person’s property that your pet causes.
• Damage to another person’s property that a dependent or child causes.
• Injuries you cause in a car accident

Do You Need Umbrella Insurance? Our representative can help you with that. What Does Umbrella Insurance Cover, and What Does It Not? Please contact us if you have any questions or concerns.