Many residents feel that their landlord’s insurance policy will cover their belongings, however this is rarely the case. Your landlord’s insurance may cover the structure, but not your personal belongings or any injuries caused inside. Renter’s insurance can be beneficial. Renters insurance insures your personal things in a rented apartment, condo, or house against unanticipated disasters such as theft, fire, or sewer backup damage, and reimburses you for lost or damaged items. It can also assist you escape liability if someone is injured on your property. In general, renter’s insurance provides three sorts of financial protection. Personal property protection, liability protection, and additional living protection are all included.