At Jubilee Insurance, we understand that Texans take pride in their independence and hitting the open road. But with that freedom comes responsibility, and having the right auto insurance is crucial. Whether you're a seasoned driver or just starting out, navigating the world of Texas auto insurance can feel overwhelming. Here, we'll break down the essentials to ensure you're protected on every mile of your Texas journey. 

Understanding Texas Minimum Requirements  

Texas law mandates that all drivers carry liability insurance, which kicks in if you cause an accident. The minimum coverage amounts are: 

$30,000: Bodily injury liability per person 

$60,000: Bodily injury liability per accident 

$25,000: Property damage liability per accident 

It's crucial to keep in mind that this represents only the essential baseline. While it protects others in case of an accident you cause, it doesn't cover your own vehicle or injuries. 

Going Beyond the Minimum for Peace of Mind 

 Here at Jubilee Insurance, we believe in complete peace of mind. Consider these additional coverage options to safeguard yourself and your investment: 

Collision Coverage: Pays to repair or replace your car if you collide with another object or vehicle. 

Comprehensive Coverage: Protects against theft, vandalism, weather damage, and other non-collision incidents. 

Uninsured/Underinsured Motorist Coverage: Protects you if the driver who hits you doesn't have enough insurance or no insurance at all. 

Medical Payments Coverage: Covers medical expenses for you and your passengers, regardless of who's at fault. 

Tailoring Your Coverage to Your Needs  

At Jubilee Insurance, we're not a one-size-fits-all agency. Our experienced agents work closely with you to understand your driving habits, car value, and budget to create a personalized policy. We'll factor in discounts you might qualify for, such as good driver, low mileage, or owning multiple vehicles. 

Jubilee Insurance: Your Texas Auto Insurance Partner 

As Texans ourselves, we understand the unique driving landscape of the Lone Star State. Jubilee Insurance is dedicated to providing our neighbors with reliable, comprehensive auto insurance at competitive rates. With our personalized approach and commitment to exceptional customer service, we'll ensure you're protected for every twist and turn on the Texas road. 

 Get a Free Quote Today! 

 Ready to hit the road with confidence? Contact Jubilee Insurance today for a free, no-obligation auto insurance quote. Let our team of experts guide you towards the perfect coverage plan for your needs.  

Remember: Texas law requires auto insurance, but Jubilee Insurance empowers you to choose the coverage that brings you peace of mind  

Stay tuned for our next blog post, where we'll delve deeper into common auto insurance misconceptions and how to avoid them!